07849 ZIP Code — Lake Hopatcong, NJ

Morris County, New Jersey

ZIP code 07849 is located in Lake Hopatcong, New Jersey, within Morris County. It covers approximately 6.70 square miles and serves a population of 8,573 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 973.

About ZIP code 07849

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $407,900. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($115,670) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

Overall, ZIP code 07849 reflects a community defined by high homeownership and a significant Social Security-dependent population.

8,573

population

6.70

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07849 ZIP code map

Cities in ZIP code 07849

Below are the cities the US Postal Service accepts for ZIP code 07849. Using any city not on this list may result in mail delivery delays.

City	Status
Lake Hopatcong	Acceptable
Lake Hopatcong	Preferred

Nearby ZIP codes

07885 Wharton (2.5 mi) 07801 Dover (3.5 mi) 07866 Rockaway (4.9 mi) 07843 Hopatcong (4.9 mi) 07856 Mount Arlington (4.9 mi) 07438 Oak Ridge (5.5 mi) 07871 Sparta (5.7 mi) 07806 Picatinny Arsenal (6.1 mi) 07850 Landing (6.4 mi) 07847 Kenvil (6.5 mi) 07803 Mine Hill (6.6 mi) 07439 Ogdensburg (7.3 mi)

Demographics updated 05/2026

Population
Total population	8,573
Population density	1,280 / sq mi
State FIPS	34
County FIPS	027

Geography
Land area	6.70 sq mi
Water area	1.99 sq mi
Latitude	40.9743
Longitude	-74.5823
Timezone	Eastern (ET)
Area code	973

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.9%	19.3%	30.2%
$50k – $100k	22.0%	23.7%	26.7%
$100k – $200k	36.5%	32.6%	28.3%
Over $200k	14.6%	24.4%	14.8%

Demographics & statistics

8,573

Population

1,280

People per sq mi

46.6

Median age

$115,670

Median household income

$56,492

Per capita income

$407,900

Median home value

$1,537

Median monthly rent

89.6%

Home ownership

4.4%

Poverty rate

2.3%

Unemployment

3,265

Housing units

42.5%

Bachelor's or higher

Age distribution

Male Female

186

Under 5

170

166

5–9

152

378

10–14

347

199

15–19

182

287

20–24

263

445

25–34

408

499

35–44

457

704

45–54

646

318

55–59

291

345

60–64

317

460

65–74

422

252

75–84

232

233

85+

214

← Male

Female →

Age summary

Group	Count	%
Under 18	1,599	18.7%
18 and over	6,974	81.3%
65 and over	1,813	21.1%
Median age	46.6 years

Race & ethnicity

White 77.3%

Asian 6.8%

Black or African American 6%

Two or more races 5.3%

Hispanic or Latino 4.2%

Other race 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	6,913	77.3%
Asian	608	6.8%
Black or African American	540	6%
Two or more races	472	5.3%
Hispanic or Latino	375	4.2%
Other race	27	0.3%
Native Hawaiian / Pacific Islander	13	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.9%	19.3%	30.2%
$50k – $100k	22.0%	23.7%	26.7%
$100k – $200k	36.5%	32.6%	28.3%
Over $200k	14.6%	24.4%	14.8%

Under $10k 3.9%

$10k–$15k 0.7%

$15k–$25k 1.6%

$25k–$35k 2.6%

$35k–$50k 4.6%

$50k–$75k 19.1%

$75k–$100k 8.6%

$100k–$150k 19.9%

$150k–$200k 15.3%

$200k+ 23.8%

Range	% of households
Under $10k	3.9%
$10k–$15k	0.7%
$15k–$25k	1.6%
$25k–$35k	2.6%
$35k–$50k	4.6%
$50k–$75k	19.1%
$75k–$100k	8.6%
$100k–$150k	19.9%
$150k–$200k	15.3%
$200k+	23.8%
Median income	$115,670

Housing

Home values

Under $50k 1.5%

$50k–$100k 1.7%

$100k–$150k 2.3%

$150k–$200k 3.0%

$200k–$300k 21.8%

$300k–$500k 39.6%

$500k–$1M 27.1%

$1M+ 3.0%

Housing overview

Metric	Value
Median home value	$407,900
Median rent / month	$1,537
Owner occupied	89.6%
Renter occupied	10.4%
Vacant	8.4%
Single-family detached	89.9%
Large apartment buildings	1.4%
Mobile homes	0.5%
Median rooms	6.7
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	15.6%
1990–1999	6.6%
1980–1989	8.8%
1970–1979	6.6%
1960–1969	18.4%
1950–1959	22.9%
1940–1949	6.6%
1939 or earlier	12.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	7.9%
2 bedrooms	24.8%
3 bedrooms	36.0%
4 bedrooms	23.8%
5+ bedrooms	7.0%

Vehicles per household

Vehicles	% of households
No vehicle	9.7%
1 vehicle	21.1%
2 vehicles	43.1%
3 or more	26.1%

Heating fuel

Fuel type	%
Utility gas	14.5%
Electricity	12.3%
Propane / LP gas	11.3%
Fuel oil	58.7%
Wood	1.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,004	60.6%
Cohabiting couple	145	4.4%
Male householder, no spouse	613	18.5%
Female householder, no spouse	546	16.5%
Households with children under 18	979	29.6%
Households with seniors (65+)	1,204	36.4%
Average household size	2.59

Marital status

Status	Male	Female
Never married	24.8%	21.5%
Married	62.1%	62.1%
Separated	0.8%	0.7%
Widowed	2.2%	6.6%
Divorced	10.1%	9.0%

Education

Less than 9th grade 1.8%

Some HS, no diploma 3.2%

HS graduate 25.9%

Some college, no degree 20.2%

Associate's degree 6.3%

Bachelor's degree 25.7%

Graduate / professional 16.8%

Metric	%
HS diploma or higher	95.0%
Bachelor's or higher	42.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	78	4.3%
Kindergarten	65	3.6%
Elementary school	851	46.9%
High school	459	25.3%
College / grad school	360	19.9%

Employment

Industry of employment

Education & healthcare 28.6%

Professional & management 13.3%

Manufacturing 12.7%

Retail trade 8.0%

Arts, food & hospitality 7.3%

Construction 7.1%

Public administration 5.7%

Finance & real estate 4.8%

Transportation & utilities 4.5%

Information 3.4%

Other services 2.7%

Wholesale trade 2.0%

Occupation

Category	%
Management, business & arts	51.8%
Service	16.1%
Sales & office	16.9%
Natural resources & construction	8.3%
Production & transportation	6.9%

Employment type

Type	%
Private sector	81.8%
Government	14.7%
Self-employed	3.1%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	80.5%
Carpool	6.0%
Public transit	3.5%
Walk	1.1%
Work from home	8.7%
Other means	0.2%
Avg commute (minutes)	32.8

Poverty

All people 4.4%

Under 18 years 2.5%

18 and over 4.7%

Married-couple families 0.5%

Female-led households 15.1%

Income support

Source	% of households
Social Security	36.9%
Retirement income	26.9%
Supplemental Security	3.3%
Cash public assistance	2.4%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
Obesity	22.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	7.4%
Heart disease	4.8%
Stroke	2.1%
Asthma	8.2%
Arthritis	18.2%
Kidney disease	2.1%
Pulmonary disease	4.8%
Cancer	5.9%

Behavior / access	%
Smoking	12.9%
Binge drinking	18.1%
No physical activity	15.8%
Less than 7 hrs sleep	31.5%
Depression	17.7%
Fair or poor health	9.1%
Poor mental health	13.6%
Poor physical health	7.4%
No health insurance	11.2%
Visited doctor (checkup)	71.9%
Visited dentist	72.1%
Cholesterol screening	0.0%
Teeth loss	8.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	340	4.9%

Disability	%
Any disability	13.5%
Under 18	1.6%
18–64 years	5.5%
65 and over	46.5%

Health insurance coverage

Type	%
Private insurance	85.2%
Public insurance	32.1%
No insurance	2.4%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,217	95.8%
Spanish	480	5.8%
Other Indo-European	178	2.2%
Asian & Pacific Islander	207	2.5%
Other languages	95	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,341	85.6%
Born in same state	7,228	84.3%
Born in different state	5,396	62.9%
Foreign born	113	1.3%
Naturalized citizen	1,232	14.4%
Not a US citizen	1,000	81.2%

Ancestry

Ancestry	Count	%
Italian	2,030	23.7%
French	615	7.2%
Arab	362	4.2%
English	170	2%
Irish	78	0.9%

Ancestry	Count	%
Norwegian	70	0.8%
Dutch	34	0.4%
Polish	32	0.4%
German	16	0.2%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	98.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07849

What city is ZIP code 07849 in?

ZIP code 07849 is primarily assigned to Lake Hopatcong, New Jersey.

What county is ZIP code 07849 in?

ZIP code 07849 falls within Morris County, New Jersey.

Is ZIP code 07849 mostly owner-occupied?

90% of occupied units in ZIP code 07849 are owner-occupied, well above the national average.

Does ZIP code 07849 have a large retiree population?

37% of households in ZIP code 07849 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 07849?

The median home value in ZIP code 07849 is $407,900.

What is the median household income in ZIP code 07849?

The median household income in ZIP code 07849 is $115,670, above the national median of ~$75,000.

What timezone is ZIP code 07849 in?

ZIP code 07849 observes the EST timezone.